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Cash loan America – Feasible Collection and Advance Fee Loan Scams

Posted On January 23, 2020 at 4:54 pm by / No Comments

Cash loan America – Feasible Collection and Advance Fee Loan Scams

Note: “Advance America” Should Not Be Confused with Advance America, money Advance Centers of Washington, LLC, that will be a Lender that is licensed in

The Washington State Department of Financial Institutions (DFI) warns customers never to provide any nonpublic individual information, such as for example social safety quantity, charge card, or banking account information to virtually any specific, internet site, or business without first verifying their identity and permit status. Consumers can see whether a services that are financial or person is precisely certified to conduct company into the State of Washington utilizing the “Verify a License” function from the DFI’s website at Customers also can always check permit status with all the Department of Licensing at

DFI has gotten reports of apparent frauds carried out by people claiming to represent Advance America, money America, advance loan America, advance loan United States Of America, Speedy money, and Advance America pay day loans.

Many customers received telephone calls and/or emails from individuals claiming to represent advance loan America, money America, and Advance America pay day loans in which the callers offered loans in return for upfront charges. Although several customers never sent applications for an online payday loan, the callers insisted which they had been calling to talk about the customers’ pay day loan applications. One customer stated that, whenever she refused to wire cash into the caller, the caller threatened appropriate action against her. Some other customers compensated the upfront charge but failed to get the loan guaranteed. A minumum of one customer additionally received a comparable loan offer via email.

Two customers reported getting a call from a person claiming to represent advance loan America. In one single instance, the buyer had been told they might be given a deposit and ended up being instructed to acquire iTunes present cards and deliver them towards the caller. The buyer complied with all the caller’s needs; but no loan ended up being supplied. Within the 2nd instance, the buyer had been told to acquire a Bing Enjoy present card from an area store so that you can show the customer could repay the mortgage. The customer bought a gift that is amazon rather whenever customer suspected it might be a fraud. The buyer contacted the representative that is alleged the customer recognized as Brian Jones. She purchased a different type of gift card the consumer stated that Mr. Jones became very upset with her when she told Mr. Jones.

A few customers had been contacted by individuals claiming that they certainly were gathering a financial obligation owed to advance loan America, Advance America, or Speedy money. One customer reported receiving multiple harassing phone calls. The caller stated that the buyer owed a financial obligation for the 2007 pay day loan but declined to offer just about any factual statements about your debt. The customer stated that he failed to sign up for any loans that are payday 2007. An additional situation, a customer received a text demanding repayment. That customer stated that he never really had that loan.

Two customers reported getting emails from individuals claiming to represent cash loan United States Of America. The e-mails suggested that the customers owed for a so-called financial obligation and needed seriously to spend straight away in order to prevent action that is further. Both customers reported never ever getting financing with cash loan USA.

In 2 other cases that are separate customers received a contact that claimed the “Semrad law practice” could be managing the collection in the event that customer failed to spend funds. One e-mail claimed it was from “Kristen Johnson” in the “Accounting Department,” plus the other reported “Nik Ramon” in the “Settlement Department.”

An additional instance, a customer received a page that stated “Pacific Legal Group” will be managing the collection in the event that customer would not spend money. The page threatened that the action that is civil been already filed and unlawful action and wage garnishment will be forthcoming in the event that settlement amount had not been compensated straight away.


  • Pacific Legal Group, Computer (bay area, CA)Pacific Legal Group, Computer has furnished the statement that is following customers regarding their business tasks: “At the current time, Pacific Legal Group, PC does not have any customers in Washington State, but we do offer appropriate representation into the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, PC will not make any telephone that is unsolicited to consumers. All telephone calls created from our firm likewise incorporate caller ID with this mail cell phone number: (415) 746-1470.”
  • Pacific Legal Group (Provo, UT)Pacific Legal Group has furnished the after declaration to customers regarding their business tasks: “Pacific Legal Group” based in Huntington Beach California just isn’t connected with Pacific Legal Group, a subscribed d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah. Although the Huntington Beach company has utilized name that is similar logo design, and font as Pacific Legal Group in past times, Pacific Legal Group’s website referenced in every communication is Further, all interaction from Pacific Legal Group will reference the Utah also contact number (801) 788-4122, and also the workplaces in Utah. Also, we usually do not typically do business collection agencies work.”
  • Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
  • Pacifica Law Group (Seattle, WA)
  • Pacific Legal Group (Bangkok, Thailand)

P.O. Box 1474 Huntington Beach, CA 92647

DFI cautions that unlicensed entities often take part in specific practices that indicate these are generally committing a fraudulence or otherwise breaking Washington State legislation. As an example, such entities frequently utilize non-business e-mail details (such as for example,, or other comparable easily obtained e-mail addresses) to deliver communication, threaten legal or unlawful action if customers usually do not respond instantly, or have many different typographical and spelling mistakes inside their communication to customers.

Nevertheless, often times, emails or letters from unlicensed entities participating in fraudulent task will include accurate private information, such as for instance present or previous details, active telephone numbers, or social protection figures. The Department encourages consumers whom get communications containing information that is personal contact their banking institutions, credit-reporting agencies, together with personal Security management to make sure there’s absolutely no unauthorized task on the reports.

Business Collection Agencies Laws

From you, the collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA) if you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect. In the event that you be given a interaction from a celebration claiming that the debt is owed, you really need to request a “written validation notice,” which must range from the quantity of your debt, the title regarding the creditor you borrowed from, along with your legal rights underneath the FDCPA. The Federal Trade Commission at 1-877-FTC-HELP, or online at when you have concerns regarding debt collection regulations, contact.

If somebody threatens to garnish your wages, contact your manager, or makes use of threatening, daunting, or unpleasant language, report such actions to mention and federal regulators. See below for simple tips to contact the right state and federal regulator.

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